The residents of Chechnya pay mortgages the fastest: the average term is less than a year, according to the calculations of «Domklik». In second place was Ingushetia, where the debt is extinguished for 1.3 years. In third place - Karachaevo-Cherkessia with a term of 3 years. 

The longest mortgage repayment in Kabardino-Balkaria - it takes local borrowers 6 years. On average, Russians pay a housing loan for 4.2 years, and formalize for 20 years. 

In Chechnya, the most popular mortgage product - land plots worth about 800 thousand rubles. In Ingushetia - a secondary apartment worth about 1 million rubles. As a result, as experts explained, the amount of credit in these republics is the lowest in the country (550 thousand. rubles. and 800 thousand. rubles. respectively), as well as the average maturity of the mortgage.