Ingushetia and Dagestan Lead the Rankings for Frequency of OSAGO Insurance Claims

According to the Russian Union of Auto Insurers (RSA), Ingushetia leads all Russian regions in the frequency of OSAGO insurance claims for the period from July 1, 2024, to June 30, 2025, with a rate of 9.4%. Dagestan ranks second in this ranking, with a 6.6% rate of OSAGO insurance claims.

As noted by RSA head Yevgeny Ufimtsev, "the rate of OSAGO insurance claims in Ingushetia is more than double the national average. This indicates problems with road safety, as well as an increased risk of fraud in the OSAGO sector."

According to Izvestia, this low ranking could lead to a doubling of the cost of OSAGO policies in the region, as the price of a policy is directly dependent on the accident rate. In regions characterized by high fraud risks, the average payout size and its dynamics significantly exceed national averages, which, in turn, leads to unprofitability of MTPL insurance and, consequently, to higher prices for insurance policies.

Последние новости